> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.mafelo.com/sitemap.xml
> Use this file to discover available pages before exploring further.
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# mBank PayNow configuration

This guide shows how to register with PayNow and set up payments in Mafelo.  
After completing the setup, you will be able to enable the ability to pay for photoshoots and bookings using online payments.

Important: The PayNow option is only available to registered business owners. If you’re operating an unregistered, small-scale business, you can use [Stripe](https://mafelo.crisp.help/en/article/stripe-configuration-eus74d/), [HotPay](https://mafelo.crisp.help/en/article/hotpay-configuration-1sijzg3/) or [PayPal](https://mafelo.crisp.help/en/article/paypal-configuration-gf9ieh/) payments.

## First and foremost

**Remember!** To activate your PayNow account/store, you need to set up bookings in Mafelo and add the Terms and Conditions of the services you offer ( [You don’t know what the Terms and Conditions should contain? Click and read](https://help.mafelo.com/pl/articles/5469587-co-powinien-zawierac-regulamin)).

If you have not yet set up your bookings, click and watch our tutorial videos:
[https://www.youtube.com/playlist?list=PLZcIlUjaOVPY5eQTvQruEJ6BtBT1G8bzI](https://www.youtube.com/playlist?list=PLZcIlUjaOVPY5eQTvQruEJ6BtBT1G8bzI)

After adding services, bundles and Terms and Conditions, go to the " Bookings" tab -> "Booking Settings" and check the "Display default privacy policy on the booking page” and “Display VISA and Mastercard logo option:

![](https://storage.crisp.chat/users/helpdesk/website/8ef61a875c5b7800/4fffb1ed-a7d2-44df-9704-d6b7fb_1akjlqi.png)

After setting everything up, enter your booking address. Two links should appear at the bottom of the page (Terms and Conditions and Privacy Policy):

![](https://storage.crisp.chat/users/helpdesk/website/2fea01c0964e0800/64dff910-fe4b-4e1e-a1ae-a24ad1_1225m30.png)

At this point you can proceed to the registration and configuration of PayNow

## PayNow registration

1. Log into mBank and go to PayNow by clicking **Mój biznes** in the menu, and then **Ustawienia** in the **PayNow** submenu.

![](https://storage.crisp.chat/users/helpdesk/website/f522d8865f9d9000/0f44f271-c316-4b8a-8cc0-3fee00_nzyltp.png)

2. Then, click the **Ustawienia** tab in the **PayNow** panel, and then "**Zobacz**" to the **Sklepy i punkty płatności** position.

![](https://storage.crisp.chat/users/helpdesk/website/33b310b3fc962e00/f6a29731-5699-47f8-9575-a96f20_hiav65.png)

3. Your store should be displayed. If you don't have a store added, do it now by clicking **Dodaj sklep**.

4. In the box that pops up, enter your Mafelo booking site address and select "Fotografia i grafika". Click "Zapisz".

![](https://storage.crisp.chat/users/helpdesk/website/12b5f9e04b4dcc00/e6d71635-0749-4fdb-99f9-8b3b0e_12xu3rg.png)

If you have problems activating your store, send the person verifying your application a link to our [How to book a photoshoot appointment?](https://mafelo.crisp.help/en/article/how-to-book-a-photoshoot-appointment-1c7mimo/) article.

## Once the store is activated

Once your "store" is active - you will receive a message from PayNow, follow the steps below:

1. In the PayNow panel, expand your store in the list by clicking the down arrow on the right, next to the store name
2. Next, click the **Ustawienia** tab, in the **Adres powiadomień** field enter the following address: https://payments.mafelo.com/api/v1/gateways/paynow/updatestatus

![](https://storage.crisp.chat/users/helpdesk/website/7657d61f09074c00/7ccb0f56-9c47-4857-ac84-537489_dwuj13.png)

|| Setting the address for notifications is very important, as without this Mafelo will not receive the payment information and will not be able to mark it as paid!

3. In Mafelo, go to the **Settings** tab and choose **Online payments**.
4. Next, in the **PayNow** tab, click **Configure PayNow**

![](https://storage.crisp.chat/users/helpdesk/website/567527dfd699ec00/8635fb25-69e4-46b2-bac7-8d4fb4_1ovw5hs.png)

5. Next, in the PayNow panel, click **Kopiuj** next to the **Klucz dostępu do API** field, and paste the key in the field of the same name in Mafelo.
6. Do the same with the **Klucz obliczania podpisu:**
![](https://storage.crisp.chat/users/helpdesk/website/6e9b9d76a5660c00/paynowustawienia_1mhdvl4.png)

![](https://storage.crisp.chat/users/helpdesk/website/6e9b9d76a5660c00/paynow-mafelo_kyxxyr.png)

At this point, your payments will already be up and running and your clients will be able to pay using PayNow.

## Card payments

**Remember!** If you want to accept card payments then you still need to activate this payment channel. You can do this by clicking **AKTYWUJ** next to **Płatność kartą** on the payment method list.
![](https://storage.crisp.chat/users/helpdesk/website/6e9b9d76a5660c00/paynowblikpayonlinecartjpg_1r2lxyh.jpg) activate card payments, you will need to submit an application to Blue Media, a partner of mBank handling card payments.

| Mafelo does not charge an additional commission for online payments. The commission is charged only by the operators - according to the rate specified in the contract with the photographer.